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Anjum Shabbir
5th February 2020
Consumer, Health & Environment

Losing ownership of sole residence to credit-providing business: preliminary ruling request for interpretation of Unfair Practices and Unfair Terms Directives

A Slovakian court has requested a preliminary ruling from the Court of Justice on unfair B2C practices, and unfair terms in consumer contracts (C-853/19).

The questions arise from proceedings before that court brought by IM against Sting Reality s.r.o. The referring court, Okresný súd Poprad, asked about a number of Directives.

The first question was whether the rules in the Unfair B2C commercial practices Directive 2005/29 cover the following circumstances as an unfair commercial practice: a natural person being deprived completely of ownership of his property (which was his sole residence) by a credit-providing business - property which he had intended to temporarily transfer, in order to obtain credit due to being in fin


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